Pembimbing : Zainal Arifin

Abstrak:
This study aims to analyze the factors that influence murabahah financing in Islamic banking in Indonesia for the period 2014-2016.

The type of data used in this study is secondary data obtained from relevant agencies in this case is Bank Indonesia and Islamic Banking in Indonesia which is needed in this writing. This study uses panel data from 2014 to 2016. For data analysis using OLS (Ordinary Least Square) method with multiple linear regression estimation models based on data processing using software programs eviews 10.

From the analysis shows that partially (t test) the variable Non Performing Financing (NPF) (X1) has a positive and insignificant effect on the level of murabahah financing, while the variable Capital Adequacy Ratio (CAR) (X2), Third Party Funds (TPF) (X3) and Inflation (X4) each have a positive and significant influence on the level of murabahah financing.

Simultaneously (Test f) shows that together the independent variables are Non Performing Financing (NPF), Capital Adequacy Ratio (CAR), Third Party Funds (DPK), joint inflation significantly influencing the dependent variable namely murabahah financing.

The prediction ability of the four variables in murabahah financing is 0.9880, which means that 0.012 is influenced by other variables not included in this study as indicated by the amount of Adjusted R Square (r test).

Keywords: Non Performing Financing (NPF), Capital Adequacy Ratio (CAR), Third Party Funds (TPF), Inflation (INF) and Murabahah Financing.